In many card games there is such a thing as insurance . Blackjack is no exception. Insurance in Blackjack is assumed when the dealer reveals an ace. If you have a presentiment that now the dealer will have Blackjack, then you can protect yourself from the presumed loss. You are insuring, that is, you are betting half of your bet as insurance. And if the dealer really has a Blackjack combination, then your insurance is paid at a rate of two to one.
Insurance when playing blackjack
According to statistics, insurance is not a profitable tactical move for any player. Many experts and game professionals recommend not insuring yourself. After all, be that as it may, but insurance is an additional rate. However, not everything is as it seems in reality.
Sometimes insurance is a losing bet and sometimes it isn’t. If you use a game system called “Plus / Minus” (High / Low) – counting cards when playing blackjack , then you can insure yourself, but in the case when the real account becomes above 3.3. If you do not use any systems, then you can simply count dozens. In the event that the dealer’s output of a dozen exceeds the probability by a third, then it is also possible to insure.
Another type of insurance is the so-called “equal money” offer. But there are also several nuances here. If you have a Black-Jack combination and the dealer has a ten or an ace open, then this situation gives you a chance to immediately get a win with a 1: 1 ratio. You should not agree to this. Since such an agreement means an average winnings of 26/27.
Therefore, we can conclude that if we refuse, we save 1/27 of our rate . But it should be remembered that this situation is good for those players who simply do not count the cards. If you sit and count, then see what happens as a result of such calculations. Again, professionals say that it is better to deal with counting all the cards, and not calculating the profitability of insurance.